Monthly Budget Spreadsheet
Log what comes in and goes out and see budget against actual for any month, a year view, savings goals and bills still to pay.
Free · no sign-up · no email · no checkout
Personal finance
Spreadsheets for your own money: a monthly budget and a paycheck plan, bills and subscriptions, a debt snowball, savings funds, net worth, a mortgage payoff, a renovation budget and landlord books. Each comes blank, with a filled-in example beside it so you can see it working first.
Download gets the blank file, ready for your numbers. See it filled in gets the same workbook with example data, so you can see how it works first.
Paycheck Budget
Plan every paycheck of the year before it lands: which bills it has to cover, what goes to savings, and which ones come up short.
Bill and Subscription Tracker
Every bill with a monthly paid checklist, every subscription with its next renewal date, and what you would save by cancelling the ones you rate Meh.
Debt Snowball Calculator
Up to 10 debts, paid off by snowball, avalanche or your own order. Shows your debt-free date, the interest saved and exactly what to pay each month.
Savings Tracker
Sinking funds with targets and dates, what to put away each month, plus a 52-week challenge and a 100-envelope challenge.
Net Worth Tracker
List what you own and what you owe, type the balances once a month, and watch net worth, assets and debts change on a chart.
Mortgage Payoff Calculator
See how monthly, yearly and one-time extra payments move your payoff date and cut your interest, with the full schedule beside the regular one.
Home Renovation Budget
Budget by room and category with a contingency, every payment logged, contractor quotes side by side and a simple timeline.
Rental Property Spreadsheet
Bookkeeping for up to 10 rentals: tenants, a rent tracker, monthly cash flow, totals by Schedule E line and a deal analyzer for the next one.
The licence, in plain language
- Free to use, change and share, at home, at work and in commercial products, including games you build from the kits.
- Please do not sell the unmodified files as your own.
- Provided as is, with no warranty. These are tools, not financial, tax, legal or accounting advice: check the numbers before you pay anyone from them.
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